Who We Are
This website is operated by Truen & Michaels Associates, a licensed mortgage broker (NY Department of Financial Services). The site describes commercial lending programs and lets you request a review. It is not an offer of credit and is not a credit application.
Using This Website
You may browse the site and submit an inquiry or newsletter signup for lawful purposes. Do not misuse the forms, attempt to interfere with the site, or submit information you are not authorized to share. We may refuse or remove submissions that appear fraudulent or incomplete.
Loan Reviews
A “Request a review” or apply form is a soft borrower inquiry. Submitting it does not create a commitment to lend, lock a rate, or start underwriting. Programs, pricing, and timing vary by collateral, sponsor profile, and applicable law. All loans are subject to underwriting and collateral approval.
No Professional Advice
Content on this website is for general information. It is not legal, tax, accounting, or investment advice. You should confirm program fit with the firm before relying on any description of terms or timing.
Intellectual Property
Site design, copy, logos, and photographs are owned by Truen & Michaels Associates or used under license. You may not copy or reuse them for commercial purposes without written permission.
Limitation of Liability
The website is provided as available. We are not liable for delays, interruptions, or decisions you make based solely on public site copy. Program details on the site may change without notice.
Governing Law
These terms are governed by the laws of the State of New York, without regard to conflict of law rules. If a provision is unenforceable, the rest remain in effect.
Contact
Questions about these terms: use Request a review or call the firm phone listed on this website. Related: Privacy Policy.