Bridge loans and opportunistic capital for commercial real estate
Commercial bridge loans and opportunistic capital from a direct lender. Balance-sheet financing from $100K–$5MM for Long Island, NYC, and Metro New York — plus nationwide commercial mortgage programs.
- 40+ Years of Experience
- 13 Loan Programs
- $100K – $5MM Direct Balance-Sheet Capital
- 1 Week Minimum Close Time (direct loans)
Commercial Mortgage Programs
Nationwide commercial mortgage financing for acquisition, refinance, and construction across every major asset class. We access agency, conventional, SBA, FHA, and specialty programs to structure the right loan for your deal.
Apartment Loans
Purchase or refinance apartment buildings, condominiums, and multifamily residential complexes with a quicker, easier loan process and current-market terms.
Learn more →Commercial Loans
Income-producing CRE nationwide, including office, shopping center, industrial warehouse, apartment complex, and owner-occupied financing up to 90%.
Learn more →Business Real Estate Loans
Construction, acquisition, and refinance for business-owned real estate. Customized loan options for owners and investors.
Learn more →Commercial Real Estate Loans
Purchase, refinance, or construct commercial property. Nationwide programs for most income-producing assets.
Learn more →Commercial Mortgage Refinance
Refinance existing commercial mortgages. Lower payments, avoid balloons, or unlock equity for growth.
Learn more →Conventional Loans
Long-term conventional mortgages with competitive fixed rates. Nationwide for investors and owner-users.
Learn more →SBA Loans
SBA 7(a), Express, and 504 programs for business owners. Real estate, equipment, and working capital.
Learn more →Office Building Loans
Acquisition and refinance for office buildings. Urban, suburban, medical, and single-tenant assets.
Learn more →FHA Commercial Loans
FHA-insured multifamily and healthcare financing. 221(d)(4), 223(f), and specialized healthcare programs.
Learn more →Working Capital Loans
Operating capital for payroll, inventory, expansion, and debt payoff. Flexible use of funds for qualifying businesses.
Learn more →We Fund It Ourselves
Our direct lending programs are funded on our own balance sheet — not brokered to a third party. You deal with John Michaels and Craig Truen directly, from first call to closing.
- $100K – $5MM Direct Loan Range
- 9% – 12% Interest Rate
- 12 – 24 months Loan Term
- 7–10 business days Typical Close
Direct Investment Loans
Fast, asset-based capital from $100K–$5MM. Minimum paperwork. Funded directly on our balance sheet.
Learn more →Bridge Loans
Interim financing between loans. $100K–$5MM on balance sheet. Close in as little as a week when the file is ready.
Learn more →Construction Financing
Ground-up, expansion, and rehab financing. Milestone draws on balance sheet. Larger deals available for any loan size.
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