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FHA Commercial Loans

FHA-insured financing for multifamily and healthcare assets — acquisition, substantial rehabilitation, and refinance.

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Commercial Mortgage

FHA commercial loans are government-sponsored programs offered through approved lenders and guaranteed by the Federal Housing Administration. These programs support multifamily and healthcare properties with favorable terms for qualifying sponsors, including new construction, substantial rehabilitation, and refinance scenarios.

Program Overview

Asset Focus
Multifamily & healthcare
Programs
221(d)(4), 223(f), 232, more
Loan Size
FHA program limits apply
Markets
Nationwide

FHA Programs We Source

  • FHA 221(d)(4) — new construction or substantial rehabilitation for apartments
  • FHA 223(f) — acquisition or refinance for existing multifamily
  • FHA 232 — healthcare acquisition, refinance, and construction
  • FHA 223(a)(7) — refinance of existing FHA-insured mortgages

Who FHA Fits

FHA programs suit experienced sponsors with multifamily or healthcare projects that meet agency standards for occupancy, reserves, and management. Timelines are longer than direct lending — we can provide bridge capital while FHA permanent financing is in process.

FHA transactions require specialized packaging. Contact us to discuss timeline and program fit.

All loans subject to underwriting, collateral approval, and applicable licensing. Terms vary by deal.