Direct Lender
If you are on a tight schedule and need a quick loan process with minimum paperwork, our direct investment loans deliver. We fund on balance sheet with the certainty investors need when timing is everything — value-add renovations, repositioning, acquisitions, and more.
Program Overview
- Loan Range
- $100K – $5MM
- Interest Rate
- 9% – 12%
- Term
- 12 to 24 months
- Payment Structure
- Interest Only
- Prepayment Penalty
- 4 to 6 months
- Closing Timeline
- As little as a week
- Eligible Collateral
- LLC/Corp rental or commercial
- Renewals
- Annual options when performing
Common Uses
- Value-add acquisitions and renovations
- Distressed or time-sensitive acquisitions
- Bridge to permanent financing
- Renovation and repositioning holds
Why Investors Choose Us
John Michaels and Craig Truen review every file directly. No committees, no runaround. We can and have closed many deals in as little as a week when the file is ready.
Funded directly by Truen & Michaels, LLC. You speak with the decision maker from day one.
All loans subject to underwriting, collateral approval, and applicable licensing. Terms vary by deal.