Conventional commercial loans follow standard agency and portfolio lender guidelines, typically offering better interest rates than short-term alternatives. These programs are useful for long-term construction take-out financing and stabilized acquisitions, with flexible underwriting for qualified sponsors.
Program Overview
- Typical Equity
- ~25% injection
- Loan Size
- Any loan size
- Borrower Type
- Investor & owner-user
- Markets
- Nationwide
Program Highlights
- Low, long-term fixed rates on qualifying deals
- Flexible underwriting relative to strict bank standards
- Useful for construction take-out and stabilized acquisitions
- Available nationwide for investors and owner-occupants
When Conventional Makes Sense
Conventional financing fits deals with stable cash flow, experienced sponsorship, and sufficient equity. When you need speed or unconventional collateral, our direct balance-sheet programs can bridge the gap until permanent conventional debt is in place.
Looking for conventional terms? We also fund bridge and direct investment loans on balance sheet when timing matters.
All loans subject to underwriting, collateral approval, and applicable licensing. Terms vary by deal.