Bridge loans provide short-term financing between the end of one loan and the start of another. They are interim capital when you need more time before permanent financing — for acquisitions, refinances, lease-up periods, or repositioning strategies.
Program Overview
- Loan Range
- $100K – $5MM
- Interest Rate
- 9% – 12%
- Term
- 12 to 24 months
- Payment Structure
- Interest Only
- Closing Timeline
- As little as a week
- Eligible Collateral
- Rental or commercial LLC/Corp
- Extensions
- Structured upfront when needed
- Non-Recourse
- Available for qualified deals
Use Cases
- Acquisitions requiring speed conventional lenders cannot match
- Auction purchases where certainty of close is essential
- Refinancing before permanent financing is in place
- Cash-out on performing assets during a rate reset period
Full Capital Stack
We do it all — short-term bridge on balance sheet today, and longer-term commercial mortgage solutions when your deal is ready for permanent financing.
Bridge loans are funded directly by Truen & Michaels, LLC.
All loans subject to underwriting, collateral approval, and applicable licensing. Terms vary by deal.