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Bridge Loans

Short-term direct capital between acquisition and permanent financing — funded on our balance sheet by the principals who say yes or no.

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Direct Lender

Bridge loans provide short-term financing between the end of one loan and the start of another. They are interim capital when you need more time before permanent financing — for acquisitions, refinances, lease-up periods, or repositioning strategies.

Program Overview

Loan Range
$100K – $5MM
Interest Rate
9% – 12%
Term
12 to 24 months
Payment Structure
Interest Only
Closing Timeline
As little as a week
Eligible Collateral
Rental or commercial LLC/Corp
Extensions
Structured upfront when needed
Non-Recourse
Available for qualified deals

Use Cases

  • Acquisitions requiring speed conventional lenders cannot match
  • Auction purchases where certainty of close is essential
  • Refinancing before permanent financing is in place
  • Cash-out on performing assets during a rate reset period

Full Capital Stack

We do it all — short-term bridge on balance sheet today, and longer-term commercial mortgage solutions when your deal is ready for permanent financing.

Bridge loans are funded directly by Truen & Michaels, LLC.

All loans subject to underwriting, collateral approval, and applicable licensing. Terms vary by deal.