Questions about commercial bridge loans.
Direct answers on commercial bridge financing, timing, fees, and deal fit — plus how to apply.
What credit score do you require?
We focus primarily on collateral, exit strategy, and liquidity. Traditional FICO minimums apply for certain programs but are not always the decisive factor.
Do you lend to first-time investors?
Yes, when the equity, experience support, and exit plan are appropriate. First-time sponsors are typically strongest with a clear scope of work and an experienced GC or partner where needed.
How quickly can we close?
Typical closings for complete files fall in the 7–10 business day range. Faster timelines are possible when title, insurance, and third-party items are already in place; actual timing varies by transaction complexity.
What fees should borrowers expect?
Points, underwriting, and processing fees are disclosed on the term sheet before you incur hard costs, along with standard title, recording, and legal settlement charges. Exact fees vary by program and transaction structure.
Do you work with mortgage brokers?
Yes. Register your borrower early to secure referral attribution. Our team coordinates disclosures and stays aligned through funding.
Which property types do you avoid?
We typically decline rural land without utilities, severely environmentally impaired sites, and owner-occupied primary residences outside our licensing scope. When in doubt, send the address and we will confirm fit promptly.